Ansel Atherton is a banker at the West Elizabeth Co-Operative Bank. He is also a distant cousin of David Geddes.
Events of Red Dead Redemption 2
John approaches David Geddes, and asks him if he will put in a good word for him at the bank, so that he can buy Beecher's Hope. Geddes agrees to help, and tells him to talk to Ansel since he is a distant cousin.
John arrives at the bank, and asks the clerk where he can find Atherton. The clerk tells him he's in his office, and John tells Atherton that he wants a loan to buy Beecher's Hope. He will go on to say that his name is John Marston, although he goes by Jim Milton, isn't much of a farmer, and is friends with Geddes. This is met with derision from Atherton, although he at last decides that he will allow John to get the loan due to his affiliation with his cousin. Atherton then tells John to inspect the property, and clear out any illegal tenants, while he writes up the paperwork.
After dealing with some squatters, John returns to the bank. Atherton will then tell John to sign two papers, and that if he can't pay off the loan in a certain amount of time then the ranch will default to the bank. He then tells him that he has a line of credit set up for John that he can use for improvement on the ranch, although it will be added to his debt.
The last time Atherton will be seen, is when John goes back with Uncle to ask for extra credit in order to buy a barn for the ranch. Atherton will refuse however, due to John's financial instability and Uncle's rude attitude.
Atherton is shown to be loyal to his family. He also is shown to want to help other people, but will not do this if it poses a risk to him.
- Ansel Atherton is shown to be left-handed - he is explicitly the only character in game to be so, other than Jim “Boy” Calloway.